Get Your Lexmoto Insurance Quote
Bikesure will compare motorcycle insurance from dozens of providers to find you a competitive quote on any Lexmoto model, whatever your age, licence or riding history.
Lexmoto Insurance · Bikesure Partner
Affordable Cover for Every Lexmoto Rider
Insuring a New Lexmoto Motorcycle or Scooter is one of the most affordable ways to get on the road, and as one the UK's Official Lexmoto dealers with all 19 models in stock, we are asked about it every day. That is why we have partnered with Bikesure, a specialist motorcycle insurance broker, to help our customers find competitive cover on any Lexmoto motorcycle or scooter, whether you are a 16 year old on your first 50cc, a commuter on a 125, or a returning rider with points or previous claims.
KH Motorcycles does not provide insurance advice or quotations. We introduce our customers to Bikesure, who compare quotes from their panel of insurers and arrange your cover directly with you.
Why Lexmoto Models Are So Affordable to Insure
Lexmoto motorcycles and scooters sit among the lowest insurance groups of any learner-legal machines on UK roads, and there are practical reasons why insurers rate them favourably.
- Low purchase price. Every model in the current Lexmoto range costs a fraction of the equivalent Japanese or European 125, so the maximum payout an insurer faces on theft or a write-off is far smaller.
- Affordable parts and repairs. Genuine Lexmoto parts are inexpensive and widely available through the UK dealer network, which keeps repair claims low, a key factor in how insurance groups are calculated.
- Learner-legal performance. The 50cc and 125cc engines that make Lexmoto ideal for CBT riders also place them in the least powerful, lowest-risk categories that insurers rate.
The exact premium you pay still depends on your age, licence, postcode, riding history and how you store the bike, which is why a specialist broker who compares multiple schemes can make a real difference.
Why We Partner With Bikesure
Bikesure is a specialist motorbike broker with access to more than 40 different motorbike and moped insurance schemes. That matters for Lexmoto riders in particular, because many of our customers do not fit the 'ideal' profile that mainstream insurers price for.
Young & new riders
If you are 16 or 17 and riding on a CBT certificate, many household-name insurers will either decline to quote or price you out. Bikesure's young rider schemes are designed for exactly this situation.
Points, claims & convictions
If you have penalty points on your licence, previous claims, or even a past ban, Bikesure will still aim to find you a quote rather than turning you away.
Non-standard circumstances
From disabled rider insurance to cover for riders with unusual occupations or addresses, Bikesure treat every customer as an individual. Your quote won't be inflated just because you are not the 'standard' risk other brokers are looking for.
You can read more about our partnership on our general motorcycle insurance page.
Choosing the Right Level of Cover for Your Lexmoto
Third Party Only
The legal minimum in the UK. It covers injury to other people and damage to their property, but not theft of or damage to your own bike.
Third Party, Fire & Theft
Adds cover if your Lexmoto is stolen or damaged by fire, worth serious thought for 125s used for commuting and parked in town.
Fully Comprehensive
Also covers accidental damage to your own machine. A common misconception is that comprehensive is always the most expensive option; in practice it is sometimes quoted at a similar or even lower price than third party cover, so it is worth comparing all three levels when you get your quote.
Five Ways Lexmoto Riders Can Keep Premiums Down
- Secure your bike overnight. Keeping your Lexmoto in a locked garage or secure compound, and using an approved lock and chain or ground anchor, can reduce the theft risk insurers price in.
- Be accurate with your mileage. If you only ride a few thousand miles a year, say so, a realistic lower mileage can mean a lower premium.
- Consider a higher voluntary excess. Accepting a larger excess usually lowers the premium, but only choose an amount you could genuinely afford to pay after a claim.
- Progress to a full licence. Completing your full motorcycle licence rather than renewing a CBT every two years demonstrates commitment and training that many insurers reward.
- Keep the bike standard. Modifications, even cosmetic ones, must be declared and can increase premiums. Lexmoto models look the part straight out of the crate.
Which Lexmoto Are You Insuring?
Bikesure can quote on every model in the range, from 50cc scooters to the flagship sports 125s. Browse the full line-up of Lexmoto motorcycles and Lexmoto scooters, or jump straight to a popular model below. Every new Lexmoto from KH Motorcycles comes with free UK delivery from our Market Harborough, Sandiacre and Milton Keynes dealerships.
Frequently Asked Questions: Lexmoto Insurance
How much does it cost to insure a Lexmoto?
There is no single price, because premiums depend on your age, licence type, postcode, riding history and where the bike is kept overnight. What we can say is that Lexmoto models sit among the lowest insurance groups of any learner-legal machines, thanks to their low purchase price and inexpensive parts, so they are consistently one of the cheapest types of bike to cover. Bikesure compares more than 40 motorbike and moped insurance schemes to find a quote suited to your circumstances.
What insurance group is a Lexmoto 125?
Motorcycle insurance grouping is not standardised in the way car insurance groups are, each insurer rates models using its own criteria. In practice, Lexmoto 125s such as the LXR 125 E55 are rated among the lowest-risk learner-legal machines because of their modest performance, low value and cheap repair costs. The broker will confirm the rating that applies to your chosen model when you get a quote.
Can I insure a Lexmoto at 16 or 17 on a CBT?
Yes. At 16 you can complete a CBT and ride a 50cc moped such as the Lexmoto Diablo 50 or L5 E55, and from 17 you can ride a 125cc machine such as the LXR 125 with L plates. Young rider insurance is one of Bikesure's specialisms, so being 16 or 17 with no riding history does not mean you cannot get covered, it just means a specialist broker matters more.
Do I need insurance if I only have a CBT certificate?
Yes. Insurance is a legal requirement for riding on UK roads regardless of licence type, and third party cover is the legal minimum. Under Continuous Insurance Enforcement rules a registered bike must be insured or declared off the road with a SORN even when it is not being ridden.
Can I get Lexmoto insurance with points or previous claims?
This is exactly the kind of non-standard risk Bikesure exists for. Whether you have penalty points, past claims or even a previous ban, they will aim to find you a quote from their range of schemes rather than declining you outright, and your quote won't be inflated simply because you fall outside the 'standard' profile.
Is third party or comprehensive cover better for a Lexmoto?
It depends on your circumstances, and comprehensive is not always the more expensive option, it can sometimes be quoted at a similar or lower price than third party only. Given the affordable price of a new Lexmoto, some riders choose third party, fire and theft as a middle ground; others prefer full accidental damage cover. Compare all three levels when you get your quote before deciding.
Does KH Motorcycles arrange my insurance for me?
No. KH Motorcycles does not provide insurance advice or quotations. We introduce our customers to Bikesure, a specialist motorcycle insurance broker, and any policy is arranged between you and Bikesure directly. You will need insurance in place before riding your new Lexmoto on the road. We introduce our customers to Bikesure, who compare quotes from their panel of insurers. We may receive a commission from Bikesure for this introduction. We do not provide insurance advice.
Bikesure is a trading name of Adrian Flux Insurance Services, which is authorised and regulated by the Financial Conduct Authority (FCA Registration Number 307071)
KH Motorcycles Ltd is authorised and regulated by the Financial Conduct Authority (FCA No 776842). These permissions as a Principal Firm allows KH Motorcycles Ltd to act as a credit broker, not as a lender, for the introduction to a limited number of finance providers and to act as an agent on behalf of the insurer for insurance distribution activities only.
Kearney Hogg Motorcycles Ltd is authorised and regulated by the Financial Conduct Authority (FCA No 844554). These permissions as a Principal Firm allows Kearney Hogg Motorcycles Ltd to act as a credit broker, not as a lender, for the introduction to a limited number of finance providers and to act as an agent on behalf of the insurer for insurance distribution activities only.
We can introduce you to carefully selected lenders and may receive a commission for the introduction.
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